SimplB Vault is a multi-signature custody product designed for investors holding R500,000 or more in Bitcoin. The product addresses a specific problem that exchange custody does not solve: how to hold large amounts of Bitcoin in a way that no single entity (including SimplB) can move unilaterally. This article explains what multi-signature custody is, how […]
Category Archives: Investment Strategy
SimplB focuses exclusively on Bitcoin. This focus is not an accident or a limitation. It reflects a deliberate decision that for South African investors prioritising regulatory clarity, custody infrastructure, and tax compliance, Bitcoin-only is the coherent choice. This article makes the intellectual case for Bitcoin-only as a strategy, not as a dismissal of other crypto […]
Bitcoin is a bearer asset. This single fact, more than any other property of Bitcoin, shapes how it should be held, managed, and planned for across every dimension of an investor’s life. A bearer asset is property where possession and control equal ownership. There is no register, no title deed, no central authority that confirms […]
The two-pot retirement system, implemented in September 2024, gives South African retirement fund members the right to withdraw one amount per calendar year from their “savings pot” without triggering any tax penalty or surrender charge. The withdrawal is simply transferred to your bank account, and you can use it for anything you choose. Many Bitcoin […]
In 2024, the International Accounting Standards Board amended IAS 38 (Intangible Assets) to clarify that Bitcoin and other crypto assets can be measured at fair value with gains recognised in profit or loss. The JSE adopted this guidance. South African company directors can now hold Bitcoin as a treasury asset with clear accounting and financial […]
Buying R100,000 in Bitcoin is straightforward. You open an account on SimplB or another licensed provider, complete FICA onboarding, transfer rand from your bank, and buy Bitcoin at the live market price. The process takes a few days from start to finish. Buying R1 million or more is a fundamentally different process in several dimensions […]
Most Bitcoin advice is written for investors with a 3 to 5-year time horizon. Buy Bitcoin, hold it while it appreciates, sell when you hit your target. Family offices and family trusts think in 25 to 50-year time horizons. A Bitcoin holding that will outlast the original investor raises questions that short-term investors never encounter. […]
Africa Bitcoin Corporation (ABC), formerly Altvest, is the first listed company on the JSE to hold Bitcoin as a core treasury asset. The company raised capital specifically to acquire Bitcoin, and now holds a significant position as a treasury reserve. For South African investors, ABC represents a new option: instead of holding Bitcoin directly, you […]
The common rule of thumb for retail investors is that Bitcoin should constitute 1% to 5% of a diversified portfolio. A retail investor with R1 million might allocate R10,000 to R50,000 to Bitcoin. The rule is simple and portable. At family office scale, the framework breaks down. A family office with R500 million in assets […]
Seventy-four percent of ultra-high-net-worth family offices globally are either currently invested in Bitcoin or actively evaluating it, according to BNY Mellon research. In South Africa, the case for family office Bitcoin holdings is distinct from the retail investor case. For a South African family office managing generational wealth, Bitcoin addresses a specific problem that other […]